Property Construction & Development Loans
Australia’s housing sector continues to evolve at a rapid pace, fuelled by population growth, urban density shifts, and strong demand for new residential supply. Parque Financial stands at the forefront of this transformation — offering flexible, fast, and reliable construction finance solutions.
Whether you’re building your first home or managing a multi-lot residential development, we provide the funding certainty you need to break ground with confidence. Our non-bank approach means fewer hurdles, faster approvals, and a lending partner who genuinely understands your project.
Shape the Future of Australian Property
We finance small to medium residential and commercial builds across metropolitan and regional Australia. At Parque Financial, we see these developments not as secondary to large-scale projects — but as the backbone of a healthy, accessible national property market.
Our team specialises in structuring senior construction debt with precision and transparency. From loan origination to final drawdown, we keep the process simple, structured, and stress-free for developers and builder-owners alike.
- Flexible Pre-Sales Requirement
- Interest Capitalised During Construction Phase
- Interest Capitalised During Construction Phase
- Zero Line Fees — No Hidden Costs
Marketable, High-Grade Assets
Parque Financial directs capital towards developments that produce high-quality, in-demand residential and commercial assets — properties that sell quickly and perform strongly upon completion, protecting both borrower and lender outcomes.
Responsible Lending Standards
We uphold a firm commitment to sound lending practices across every deal. Our loan structures are designed to be financially sustainable, ensuring both parties maintain a secure and long-term beneficial arrangement throughout the construction lifecycle.
Clear & Compliant Exit Pathways
Every project we fund must have well-defined, legally compliant exit pathways. We require all necessary council approvals, development consents, and construction documents to be in place — supporting smooth project completions without costly delays.
Reliable Project Timeframes
We recognise that time is money in property development. Parque Financial only funds projects with realistic, clearly defined construction schedules — giving all stakeholders the certainty needed to plan, budget, and execute effectively.
Consistent Deal Structures
Our lending approach is built around standardised, comparable deal frameworks. This consistency creates efficiency and clarity throughout the process — from initial assessment through to final settlement — benefiting developers, advisors, and our team alike.
Proven Developer Partnerships
We work alongside developers who bring demonstrated experience, quality track records, and a genuine commitment to delivery. These partnerships allow us to offer preferred lending terms and ongoing finance facilities as projects grow in scale.
Continuous Pipeline & Deal Flow
Our lending activity is sustained by a consistent, high-quality pipeline of projects — the product of long-standing developer relationships and deep market trust. This enables Parque Financial to move quickly and decisively on new opportunities.
From Owner-Builder Projects to Medium-Scale Developments
Construction Loan Features
Parque Financial’s Construction Loans cater to owner-builders completing a single dwelling, through to experienced developers delivering medium-scale residential and commercial projects across Australia.
LOAN PURPOSE
Construction of small to medium-scale Residential and Commercial developments across Australian metropolitan and regional locations.
MAXIMUM LVR (SINGLE)
75% – $2,500,000 Loan Amount not to exceed 80% of the total development costs
ACCEPTABLE SECURITY
Registered mortgage over Residential and Commercial construction properties. First mortgage security required in all cases.
MAXIMUM LVR (MULTI)
70% – $5,000,000
65% – $25,000,000
Loan Amount not to exceed 80% of the total development cost
ACCEPTABLE LOCATIONS
All major metropolitan postcodes. Regional and semi-rural locations considered on a case-by-case basis.
MAXIMUM LOAN TERM
Single build: 30 years;
Development finance: 2 years
MINIMUM LOAN AMOUNT
$500,000
Applicable across all loan types including single residential builds and small commercial developments.
REPAYMENT TYPE
Interest only. Single build loans can revert to Principal and Interest upon completion of construction
MAXIMUM LOAN AMOUNT
Single dwelling $2,500,000 Multi dwelling $25,000,000
Amounts subject to project assessment and LVR compliance.
MAXIMUM INTEREST ONLY TERM
2 years
INCOME VERIFICATION (DEVELOPMENT FINANCE)
Interest will be capitalised during the construction period within maximum LVRs
CLIENT TESTIMONIALS
We give you the best service
People are leaving reviews for us in lots of places. See what they have to say.
CLIENT TESTIMONIALS
Our clients say it best
Developers, investors, and owner-builders across Australia trust Parque Financial for straightforward, fast, and reliable construction lending. Here’s what they have to say.
WHY CHOOSE US
We bring clarity to construction finance
Our mission is straightforward: deliver superior lending solutions, transparent guidance, and fast execution to property professionals across Australia. We cut through the complexity so you can focus on what matters — building exceptional properties.
97%
of applications approved
on first submission
95%
of clients secured a rate
discount on their loan
